Estimated Read Time: 7 minutes
TL;DR: This guide is your central hub for lease buyout resources across all major auto brands, built from thousands of real-world data points. If you’re comparing lease buyout costs, researching brand-specific residual values, or exploring lease buyout loan rates, this is where you start.
Welcome to the most comprehensive, manufacturer-specific lease buyout guide (and the only one in existence).
Read on for our top resources on lease buyouts across all major auto manufacturers, including brand-by-brand insights, vehicle-specific lease buyout data, and guidance on securing the best lease buyout loan rates available for your credit tier.
Since your residual value is fixed from the day you signed your lease, the biggest opportunity to save money now is simple: avoid the dealership shuffle and secure the lowest, most competitive APR for your credit tier. That’s where Lease End can give you a real advantage.
TABLE OF CONTENTS:
Want to skip the generalities and get an estimate for your particular vehicle? Check our instant AI-powered lease buyout calculator:
Let's Review: Lease Buyout Basics
TopYour lease is ending, and you love your car—or perhaps you just want to avoid mileage and wear-and-tear fees. Either way, a
lease buyout is your pathway to ownership.
Unlike buying a new car, where the price is negotiable, your buyout price is locked in and based on your original contract's
residual value.
So what makes the difference between a great deal and a headache when you're buying out your leased car?
And getting
competitive rates from top lenders is exactly what Lease End does best. We cover the gamut of credit profiles and help find loans with flexible term lengths. We can also help you with everything you need to protect your new ride, including
VSC and GAP insurance to avoid unexpected expenses of car ownership down the road.
Lease End Resources by Manufacturer
TopHere at Lease End, we've helped more than 45,000 drivers and counting. We've worked with drivers in all 50 states. And we have thousands of lease buyout loan data points for all the major auto manufacturers.
When it comes to pretty much every aspect at lease end, we can give you a number representing the average for your particular vehicle or credit profile, which you can then use to estimate or compare your personal lease buyout info. Some of this info includes:
- Mileage: Vehicle mileage at end-of-lease
- Vehicle Value: Retail value and lease equity potential
- Financing: APRs, loan term lengths, and new monthly payments
In alphabetical order, here's our index of manufacturer pages. These pages outline popular models bought out as well as various aspects to be aware of.
And, regardless of your manufacturer, we've got your back to help you start your lease buyout! Our
financial specialists know this stuff backward and forward.
Keep in mind that this is a growing index; data is added and updated weekly and new makes are being added monthly.
Most Popular Make and Model to Buy Out
TopReady for some fun facts?
According to
Lease End's 2025 Lease Buyout Report, the most popular make for lease buyouts in 2024 was Honda, followed by Toyota, Jeep, Hyundai, Kia, Volkswagen, Chevrolet, Ram, Nissan, and Mazda.
Regarding specific models, the top 10 vehicles purchased with lease buyout loans in 2024 were the following (in order of highest quantity first):
- Honda Civic
- Ram 1500
- Jeep Grand Cherokee
- Honda CR-V
- Honda Accord
- Toyota RAV-4
- Toyota Tacoma
- Jeep Wrangler
- Toyota Highlander
- Honda HR-V
Age demographics also play a role in vehicle choices. According to our latest dataset, the Honda Civic is most popular with Gen Z, the Ram 1500 with Millennials, the Jeep Wrangler with Gen X, and the Chevrolet Equinox with Baby Boomers and Post-War drivers.
Getting the Best Loan Rate Possible
TopBuying out your lease means turning your current leased ride into your owned ride—and the key to doing that cost-effectively is securing the right interest rate.
According to out
latest proprietary dataset (Q3 2025), the average APR across all credit profiles for a lease buyout loan sits at about
9.20%.
But if your credit is good to excellent, you'll likely qualify for significantly lower rates—those with credit scores above 740 were seeing average APRs around 6.57%, while scores above 800 were averaging a 6.17% rate.
When you compare rates, it’s critical to consider more than just the percentage: the loan amount, term, and your vehicle’s value all affect your monthly payment and the
total cost of your lease buyout.
Our data show the average financed amount for a
buyout loan is about
$31,571, with typical loan terms stretching to
72.6 months. Longer loan terms mean lower monthly payments, but more interest paid over time, so if you keep the same vehicle long-term, it pays to shop the best rate you can.
Also, the vehicle’s residual value and market value at lease end may influence whether you’re stepping into positive equity (a bonus) or negative equity (a risk).
Final Thoughts to Consider
Finally, working through the right channel to buy out your lease makes a big difference. Buying out your lease with a dealership usually means going through the “end-of-lease shuffle" where fees, mark-ups, and inconsistent experiences abound.
Instead, consider a streamlined online platform specialized in lease buyout refinancing, where you can compare trusted lenders in minutes and lock in a competitive rate without the hassle of dealer back-and-forth.
By focusing on securing the best rate and understanding your terms, you’re better positioned to turn your leased vehicle into a smart ownership choice; regardless of your vehicle of make of choice.